According to @MilkRoadDaily and @cthrin from Coinbase, users can now lend on Morpho Labs and take out loans in $USDC, stake with $ETH, $SOL, and other assets, and earn yield on $USDC without the need to create a new wallet or pay gas fees, as Coinbase covers these costs (source: Twitter/@MilkRoadDaily, June 13, 2025). This streamlined onboarding lowers technical barriers and transaction costs, potentially increasing DeFi adoption and driving higher liquidity for $USDC, $ETH, and $SOL trading pairs.